https://2s.io/api/finance/amortize
Compute a loan or mortgage amortization schedule. Pass principal, annualRatePct (e.g. 6.5), and the term as termMonths or termYears; optional extraMonthly adds extra principal each month (shortening the term). Returns the fixed monthly payment, total interest, total paid, the actual payoff month count, and the full month-by-month schedule (each row: payment, principal, interest, remaining balance). Handles the 0% case and trims the final payment exactly. Deterministic — the ground-truth answer for a loan/mortgage/auto-finance question instead of an LLM approximating compound interest. No external calls.
Start with a quote-only recipe. Payment signing stays in your project.
const response = await fetch("https://2s.io/api/finance/amortize", {
method: "GET",
});
console.log(response.status);
console.log(Object.fromEntries(response.headers));
console.log((await response.text()).slice(0, 1000));
// A valid 402 is a quote, not a completed paid call.This sends no payment. Inspect the 402 response before adding a wallet-enabled client.
- Live 402 quote confirmed
GET returned a protocol-valid 402 quote (402). No payment was made.
- Origin reachable
HEAD https://2s.io/ returned 200.
- Observed in cdp-bazaar
The registry record was observed and retained with provenance.
- Observed in 402-index
Discovered through bazaar.
- Registry record checked
Registry health: healthy.
EVIDENCE
Each record has an exact-route quote outcome. Unresolved templates and potentially mutating methods are labeled instead of being invoked without provider-specific test input. A quote is still separate from a settled paid call.